J.P. Morgan’s Wholesale Payments business combines the firm’s treasury services, trade, commercial card and merchant services capabilities to help clients pay anyone, in any currency, anywhere in the world. Focused on helping treasury and payments clients navigate changing environments, digital transformation and evolving customer expectations, J.P. Morgan processes $6 trillion payments daily, is the top USD clearer and was the first to offer real-time payment capabilities across USD, GBP and EUR.

With the payments landscape transforming faster than ever, businesses increasingly feel the pressure to digitize their treasury and payments or be left behind. It may seem overwhelming, but you don’t have to go it alone. That’s where J.P. Morgan fits in. We offer digital-first solutions supported by experts who guide clients in any industry, anywhere in the world. We bring the scale of a global bank and the agility of a fintech to transform your treasury.

Digital innovation is core to how we do business – With over 450 businesses and 100+ fintechs engaged in payments innovation concept creation, we have an active tradition of co-creating the latest digital solutions. Our ongoing investments deliver practical solutions to meet you where you are now, and prepare your business for the path ahead.

• Digital capabilities designed for ease of use – Onboarding an API in nine working days. Accelerating the launch of a Payment Tracker tool to support businesses during COVID-19. Protecting your working capital to address the entire balance sheet. Our digital capabilities are designed for ease-of-use from the moment you begin working with us. From onboarding and implementation to intelligent service, we move fast to deliver customized solutions when and where you need them.
• Digital solutions for you, your partners and your customers – Pulling from the best practices and our deep expertise in our retail businesses, we build digital solutions for wholesale clients like you. Through an integrated digital platform that supports the complete payments ecosystem, you, your partners and your customers can securely collect, manage and pay via any method or channel.
• Digital solutions offered on a single, unified global platform – No matter where you do business, our core global platforms ensure you have one unified experience that provides locally relevant digital solutions. Coupled with our treasury and payments experts in more than 60 markets, you can more easily navigate cross-border payments and regulatory complexities around the globe. Run your business with personalized, end-to-end visibility across payments, reporting, data and research when you use our suite of digital channels—including online, host-to-host and APIs.