FinTech Connect 2025

December 02 - 03, 2025

ExCeL, London, United Kingdom

Start Up Spotlight

Start-Up: Solna

Start-Up: Solna

Solna is the smart invoicing tool that helps freelancers and small businesses get paid faster, and the first platform of its kind to be powered by credit-score data.

Start-Up: dozens

Start-Up: dozens

Based on a vision to create a fundamentally new model for banking – one where we only make money when our customers do – dozens offers a current account, a smart budgeting tool, an investment manager, and cash rewards for good financial behaviour - all in one app.

Start-Up: Coriunder

Start-Up: Coriunder

Coriunder provide a ,PCI Level 1 certified, white label solution to manage Customers/Merchants/Affiliates and Processors – manage your processing, prepaid issuing, merchant onboarding and risk rules all from one place.
Start-Up: Blockfanz

Start-Up: Blockfanz

BlockFanz is a professional marketing community for blockchain projects based mainly in South Korea and Japan. We aim to gather fans from all over Asia for your blockchain project.

Start-Up: Complidata

Start-Up: Complidata

Complidata develop A.I.-driven Process Automation Solutions to streamline and optimize Compliance Processes and underlying operations across several vertical domains for FSIs.

Start-Up: Akoni

Start-Up: Akoni

Akoni provides cash management solutions for businesses, working both with banks and companies - leveraging Open banking to deliver personalised products. The platform algo matches two continually changing circumstances using data innovation, analytics and prompts.

Start-Up: Sedicii

Start-Up: Sedicii

Sediciis ground breaking technology allows parties to prove to each other that they both have exactly the same information without sharing it. Verifying identities without compromising privacy enables full process digitisation. Building this trusted Identity layer on top of any blockchain will eliminate identity fraud and provide anonymity with accountability.

Start-Up: Sensibill

Start-Up: Sensibill

Sensibill works with innovative financial institutions to help small businesses and freelancers manage paper and digital receipts. The solution integrates with digital banking channels to drive net new engagement in online and mobile banking. The service is white-labeled, designed to meet bank requirements, and live with global financial institutions today.

Start-Up: TransferX

Start-Up: TransferX

TransferX uses a completely new concept for foreign (cross-border) remittances. Our objective; provide a more efficient solution for transferring funds into under-banked emerging markets, by leveraging ‘Distributed Ledger Technology’. DLT allows TransferX to achieve much faster yet cheaper payments, and our digital platform avoids the need to use agents.

Start-Up: Quantfolio

Start-Up: Quantfolio

Quantfolio enables AI robo advisory for banks and asset managers. We empower banks with turnkey solutions, cost effective technology and AI competency to efficiently provide customers with personalized savings advice. Moreover, we achieve benchmark-beating returns and downside protection through algorithmic investment strategies and Europe’s possibly first macro model built on machine learning. 

Start-Up: CYGNETISE

Start-Up: CYGNETISE

Cygnetise is a decentralised application that makes the process of managing authorised signatory lists efficient and secure. Using blockchain technology, organisations including PwC, Ogier, Vistra and many more, significantly mitigate the risk of fraud and save over 90% of their admin time and costs.

Start-Up: Facesoft Ltd

Start-Up: Facesoft Ltd

Facesoft is an innovative, SaaS start-up, providing facial identification and verification solutions in the security, banking and access control markets, via a cloud-based API solution. The company’s face recognition algorithms have been found to be amongst the best in the world, with accuracy levels of greater than 98%.

Start-Up: Finlight.com

Start-Up: Finlight.com

Finlight.com is the only tech solution that family offices need. Designed by and for family officers, it supplements their investment due diligence and risk management processes by combining into one application an AI-powered virtual analyst, Alfred, who eliminates information quality issues, with decision analysis tools and access to peers-rated experts.

Start-Up: ID-Pal

Start-Up: ID-Pal

ID-Pal is a frictionless digital ID&V solution that maximises customer acquisition rates across all channels. A customer’s identity and address are thoroughly verified in seconds using a combination of biometric, document and database checks. ID-Pal is a SaaS solution that can be instantly customised and configured in minutes without any setup fees or development costs.

Start-Up: Paytweak

Start-Up: Paytweak

Paytweak is a FinTech start-up company which provides secure and unique services for online-payments through links, which can be sent by Emails, SMS, chats and bots. Paytweak is connected to more than 500 banks and PSP around the world to accept all payment means and issues electronic Bank transfer & direct debit authorizations.

Start-Up: DataChemist

Start-Up: DataChemist

DataChemist delivers on a simple promise. Making meaningful, correct data and insights available across the enterprise. We find and expose real-world relationships between entities and we do it at massive scale. We quickly bring you on a journey from disparate, unstructured data to a unified view of your enterprise knowledge. DataChemist delivers on a simple promise. Making meaningful, correct data and insights available across the enterprise. We find and expose real-world relationships between entities and we do it at massive scale. We quickly bring you on a journey from disparate, unstructured data to a unified view of your enterprise knowledge.

Start-Up: Lyme

Start-Up: Lyme

After a very serious court problem due to the lack of legality of normal emails, used to support the operations of an international business, we decided to create something that could provide a safe way to use emails on traditional business level. So, we created Lyme.

Start-Up: Neonomics

Start-Up: Neonomics

The advent of PSD2 and other open banking initiatives is creating a vast number of APIs spread around the globe, creating a fragmented landscape. Interconnectivity Solution by Neonomics solves this issue by helping you reach thousands of banks via one unified API - affordably and efficiently.

Start-Up: ZignSec

Start-Up: ZignSec

ZignSec is a one stop shop for Identities offering merchants online services to verify the true identity of their customers by a variety of identity methods. Zignsec offer its cloud based services with one api to help merchants to automate and comply with current and future regulation.

Start-Up: Owlin

Start-Up: Owlin

Owlin is a Dutch technology company which uses advanced analytics to turn global news flows into actionable intelligence. In this world where the overall size of information is continuously increasing, it becomes more important to find relevant news, and more difficult not to miss out on any opportunities, risks or trends.

Start-Up: Scanovate LTD

Start-Up: Scanovate LTD

Scanovate, Creating Cyber Identity for financial institutions using a comprehensive platform that transforms compliance to a frictionless, profit generating process.

Start-Up: biid

Start-Up: biid

biid is a “mobile identity” platform that secures and protects digital infrastructures while allowing users to easily authenticate online, authorise transactions, sign legal documents and provide consent, in accordance to new EU and UK directives and regulations such as eIDAS, GDPR, PSD2 and Open Banking.

Start-Up: RiskSave Compliance

Start-Up: RiskSave Compliance

RiskSave Compliance is an award-winning provider of regulatory solutions for Private Equity managers, Hedge Funds and leading FinTechs. We specialise in providing integrated low-cost solutions to ambitious and demanding firms.
Start-Up: OroPay

Start-Up: OroPay

OroPay are an e-Money Wallet provider. The OroPay wallet is easy to setup, easy to get funds into, and convenient for customers to operate. For Merchants we offer a cost effective way to receive payments for online services.

Start-Up: Phronesis Technologies

Start-Up: Phronesis Technologies

Phronesis is a company based in Bath that provides a platform to small and mid-size companies that helps give certainty to the complex task of validating mobile customers, reducing fraud and improving customer experience.

Start-Up: PiP iT

Start-Up: PiP iT

PiP iT Global is a unique B2B platform powering international CASH payments so that our partners and their customers can: Accept CASH cross-border bill payments, Load CASH to eWallets, Accept CASH for eCommerce orders, Lodge CASH to bank accounts across borders.

Start-up: Delio

Start-up: Delio

Delio works with leading financial institutions to deliver customised technology platforms that optimise the distribution, transaction and reporting of private equity, private debt, real estate, social impact and fund investment opportunities.
Start-Up: Othera

Start-Up: Othera

Othera’s blockchain technology increases profits for originators and asset managers by automating loan origination processes and reimagining the structuring and sale of asset backed securities. Originators can now digitise and fractionalise loans; and create and sell structured digital assets faster and for less cost when compared with traditional securitization methods.
Start-Up: Panaseer

Start-Up: Panaseer

Panaseer's mission is to make enterprises 'Cyber Security Risk' Intelligent. We operate at the intersection of risk and security to automate the breadth and depth of visibility required to take control, provide insight to manage risk, demonstrate ROI and drive robust cyber hygiene practices and remediation.

Start-Up: CRiskCo

Start-Up: CRiskCo

CRiskCo introduces smart and on-going credit reports. We allow credit providers to grow online and penetrate untapped markets without losing the security and personal touch. We are passionate about helping SME's to be understood and support them to grow, receive credit and trade fairly.
Start-Up: PaymentComponents

Start-Up: PaymentComponents

PaymentComponents Solves OpenBanking! Our award-winning aplonAPI™ APIs Management Platform, powers PSD2 compliance and OpenBanking initiatives. Simplify development of PISP / AISP aggregator applications, using our UNUapi™ APIs middleware, to integrate with 1 API and communicate with many, or leverage our powerful aplonCASH™ BFM framework, to rapidly accelerate going to market.

Start-Up: Codat

Start-Up: Codat

Codat is an API that handles the heavy lifting of integrating with financial software providers, freeing businesses to focus on how integrations can improve their product for their customers. Codat powers the products and services used by small businesses by making accounting and banking integrations easy.

Start-Up: bibimoney

Start-Up: bibimoney

bibimoney are London based, using our patented SIM-Skin technology, to provide secure, mobile payment wallet services, working on any phone, any mobile network. Without the need for data, we enable our partners to create Financial Inclusion in high growth, large population, developing countries, by delivering an interoperable, mobile money solution.

Start-Up: Thirdfort

Start-Up: Thirdfort

Thirdfort offers an FCA regulated, digital payment platform for property lawyers. Currently, processing payments and the associated compliance is administratively intensive and heavily manual. This leads to poor customer experience when buying a house and fraud in property transactions is a big problem, up 20 fold in past 2 years.
Start-Up: NDGIT GmbH

Start-Up: NDGIT GmbH

NDGIT GmbH stands for Next Digital Banking and provides the first API platform for banking and insurance. It connects banks and FinTech companies with digital ecosystems. This technology enables banks to open themselves up to digital partners with open banking APIs and PSD2 solutions.

Start-Up: DebtCase

Start-Up: DebtCase

DebtCase helps SMEs collect their overdue invoices quicker, more efficiently and potentially free of charge. Once you connect your accounts package we match you to a collection agency who operate a no collection, no fee policy and add their commission to the debt, meaning you could receive then entire balance.

Start-up: W2 Global Data

Start-up: W2 Global Data

W2 Global Data provides real time identity verification technology. Our wide range of SaaS screening tools enable organisations to conduct regulatory Know Your Customer (KYC), Anti-Money Laundering (AML) and Fraud prevention due diligence. Our services include ID, document and Age verification, PEP and Sanctions screening, affordability checks and source of funds.

Start-Up: CardGenY

Start-Up: CardGenY

CardGenY is a platform that enables Issuers, Processors and Co-brand programs to rapidly implement next generation Challenger Bank type solutions. It incorporates real time spend and payment controls but fully integrated with loyalty, commerce, marketing and analytics…a commercial framework that’s key to the future profitability and sustainability of digital payments.

Start-Up: Transactive

Start-Up: Transactive

Transactive API Platform offers faster, easier and less expensive access to instant payment systems enabling businesses, banks, and fintech disruptors to send and receive funds faster and more seamlessly to any number of IBANS than ever before.

Start-Up: StayPrivate

Start-Up: StayPrivate

Compatible with all email accounts and incredibly easy to use, StayPrivate enables businesses to send and receive sensitive data in a convenient, secure and compliant manner.

Start-Up: Qwil Messenger

Start-Up: Qwil Messenger

Qwil Messenger solves the challenge of making chat safe and compliant when it matters most: between staff, clients and partners. Their single, global chat app enables participants in any location to engage in branded, professional conversations with their companies whilst meeting the most stringent security and regulatory requirements.

Start-Up: Paybase

Start-Up: Paybase

Paybase covers payments, compliance and risk - all under one unified API - allowing you to focus on your core business.

Start-Up: BankZee

Start-Up: BankZee

BankZee offers a family banking solution for financial service providers. Their white label, business-to-business service helps your bank to onboard and keep Generation Z as customers.

With BankZee’s wide range of software and hardware products, kids improve their financial literacy and grow up to be conscious bank customers.

Start-Up: Credas

Start-Up: Credas

Credas provides award winning identity verification technology across multiple markets and sectors via an easy-to-use mobile platform.

Start-Up: Instanda

Start-Up: Instanda

Instanda is a leading-edge cloud software that enables you to easily create, manage and distribute your insurance products. It provides insurers, brokers and MGAs with a software tool to move from product concept, to binding online, in a matter of weeks. There’s nothing that remotely looks like an off the shelf, one-size-fits-all model. No templates. No limitations. You get the benefit of insurance software that allows you to work the way you want to. A number of the world’s best-known carriers are now enjoying the benefits of flexible, agile product management, where rates, questions, documents can be amended in minutes.

Start-Up: Kompany

Start-Up: Kompany

kompany provides Business KYC, AML & EDD Solutions for global corporates. Our live and real-time international company search and verification service covers +100mn private companies in more than 150 countries and jurisdictions. Operating under government licenses, we provide audit-proof documentary evidence and enabling cross-border UBOdiscovery using live relationships between companies in real-time, using data extracted from authoritative documents expanding the UBO Family Tree.

Start-Up: MY PINPAD

Start-Up: MY PINPAD

MYPINPAD is a global leader in payments software authentication solutions. Our patented technology creates a trusted and hardened environment to protect sensitive consumer data on devices such as smartphones and tablets enabling bank grade, multifactor authentication through the use of card PIN and Biometric credentials for financial transactions, secure sign-in and consumer on-boarding.

Start-Up: Particeep

Start-Up: Particeep

Particeep is a fintech that provides financial institutions a turnkey technology to market online their financial services and products. The company offers banks, asset management companies, insurers and their distributors an API technology that integrates a full range of ready-to-use financial micro-services to quickly launch their online distribution business.

Start-Up: Rubean

Start-Up: Rubean

Rubean is a specialist developer of MOBILE payment solutions for Merchants, Consumers, and Card Issuers (Credit, Debit, Prepaid & Gift). Our software is fully patented and built to industry best practice with partners such as Huawei, Intertrust, etc.

Start-Up: SteelEye

Start-Up: SteelEye

SteelEye's cloud-native platform is designed to help regulated firms not only comply with their regulatory obligations but also gain deep insight from the traditional dormant data they must collect for regulatory purposes. This helps them trade with greater efficiency, profitability and control. SteelEye is the only platform to offer communications, transaction reporting, record keeping, trade reconstruction, best execution and data analytics in a single comprehensive solution visible through a single lens.

Start-Up: Wealthify

Start-Up: Wealthify

Wealthify is an online investment service that makes investing easy and affordable for everyone. Get started in under 10 minutes and with as little as £1. Our experts will build you a global investment portfolio and manage it for you, every day.

Start-Up: Union Digital

Start-Up: Union Digital

Union Digital is an innovative vendor dedicated to providing digital financial systems to financial service providers like lenders, leasing and factoring providers, credit unions, currency brokers and client score providers to improve their client retention, automation, profitability and corporate governance. Union products are all based on union digital core.